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#Society
Credit Card Tricks
Encouraging overspending
Updated: 2023.10.11
3 min read · Advanced
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Credit Card Tricks
우리가 신용카드를 과하게 쓰는 이유
Discussion Questions
Q1
In your own words, please briefly summarize the article.
여러분의 언어로 교재를 간단히 요약해 주세요.
Q2
What part of the reading resonated with you most?
이번 교재에서 가장 공감하는 내용은 무엇인가요?
Q3
What were your initial perceptions of credit cards before you started using them, and how have they changed over time?
신용카드를 사용하기 전에는 신용카드에 대해 어떤 인식을 가지고 있었으며, 시간이 지나면서 어떻게 변했나요?
Q4
How do you think the psychological aspect of using credit cards affects our spending habits?
신용카드 사용의 심리적 측면이 우리의 소비 습관에 어떤 영향을 미친다고 생각하시나요?
Q5
What strategies do you use to manage your credit card spending?
신용카드 지출을 관리하기 위해 어떤 전략을 사용하시나요?
Q6
Do you think that there is a way to manage credit card use responsibly?
신용카드 사용을 책임감 있게 관리할 수 있는 방법이 있다고 생각하시나요?
Q7
In your opinion, should financial education about credit cards be more widely taught in schools or made accessible to everyone? Why or why not?
신용카드에 대한 금융 교육을 학교에서 더 널리 가르치거나 모든 사람이 이용할 수 있도록 해야 한다고 생각하십니까? 왜 또는 왜 그렇지 않습니까?
Q8
If you have a question or questions that you'd like to discuss during your class, please write them down.
궁금한 점이 있거나 수업 중에 얘기해 보고 싶은 질문이 있으면 적어주세요.
Expressions
balance
the amount of money available in your bank account
Ví dụ
1

I checked the balance in my bank account this morning, and it looks like I have enough to cover the bills.

Ví dụ
2

If you don't keep track of the balance in your bank account, you might overspend and face overdraft fees.

take for granted
fail to properly appreciate something
Ví dụ
1

She doesn’t realize how amazing I am– she’s taking me for granted.

Ví dụ
2

You really shouldn’t take the benefits this company offers you for granted.

defaulted
to fail to fulfill a financial obligation, typically a loan or credit card payment, as agreed in the contract
Ví dụ
1

He defaulted on a credit card payment, which negatively impacted his credit score.

Ví dụ
2

If you default on a credit, it can be difficult to qualify for loans or credit cards in the future.

exploit
to take advantage of something or someone, typically for personal gain or benefit, often in an unfair or unethical manner
Ví dụ
1

The company was accused of exploiting its workers by paying them extremely low wages.

Ví dụ
2

Criminals often exploit weaknesses in computer systems to steal sensitive data.

slick convenience
a high level of smoothness, ease, or efficiency in a process or service, often characterized by its user-friendly design and efficient functionality
Ví dụ
1

The new smartphone app offers slick convenience with its one-touch ordering and delivery tracking features.

Ví dụ
2

The hotel prides itself on its slick convenience, offering valet parking and room service around the clock.

본 교재는 당사 편집진이 제작하는 링글의 자산으로 저작권법에 의해 보호됩니다. 링글 플랫폼 외에서 자료를 활용하시는 경우 당사와 사전 협의가 필요합니다.
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